Independent Advice Organisations

Citizens Advice Web Chat

Citizens Advice offers free, independent, confidential and impartial debt advice through their web chat service.

National Debtline

National Debtline offers free debt advice online through its My Money Steps tool and its web guides, fact sheets and sample letters.

PayPlan

PayPlan’s online services include free, confidential online chat with debt help experts, a debt help request form, and a wealth of online resources.

Debt Advice Foundation

Debt Advice Foundation is a national debt advice and education charity offering free, confidential support and advice to anyone worried about debt.

StepChange Debt Charity

StepChange Debt Remedy provides you with the expert advice, budget support and solutions to help you manage your debts.